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Personal Loans

Personal Loans

American Community Bank has an array of personal loans to meet all of your lending needs. Whether you are looking for short term loan such as a Credit Card or Installment loan or a long term loan such as a Home Equity Line of Credit we have you covered. We are here to help you with everything from your unexpected medical bills to the remodeling of your home.

ACB VISA® Credit Card

  • Competitive Interest Rates
  • 0% Introductory APR for the first 12 billing cycles from the date the account is opened.
  • Balance transfer fee waived at time of account opening, 3% after.
  • Reward Points – Earn one point for every net dollar you spend.
  • State of the art Visa® Security

Unsecured Installment Loans

A fixed rate, fixed term loan is a perfect way to finance a home improvement, special event, or unplanned expense—without collateral.

  • Simple Application
  • Fixed Term, Fixed Rate
  • No Collateral Needed

Installment Loans Secured by CD or Savings Account

If you have an American Community Bank CD or savings account, you can use it as collateral for a loan—meaning you get a lower annual percentage rate without touching your savings.

  • Expedited Funding
  • Simple Application
  • Fixed Term, Fixed Rate

Auto Loans

Whether you are looking to purchase a new car, or looking for an economical solution by purchasing a used car, an auto loan with American Community Bank can help finance the purchase. We offer competitive fixed rates for a fixed period of time.

Home Equity Lines of Credit

Your home may be one of your biggest assets, so you should make sure the home equity financing you select is a good option for you. Our home equity lines of credit provide financing options for home improvement projects, debt consolidation, large purchases, and other unexpected expenses.

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