Personal Loans

American Community Bank has an array of personal loans to meet all of your lending needs. Whether you are looking for short term loan such as a Credit Card or Installment loan or a long-term loan such as a Home Equity Line of Credit we have you covered. We are here to help you with everything from your unexpected medical bills to the remodeling of your home.

Home Equity Lines of Credit

Your home may be one of your biggest assets, so you should make sure the home equity financing you select is a good option for you. Our home equity lines of credit provide financing options for home improvement projects, debt consolidation, large purchases, and other unexpected expenses.

ACB VISA® Credit Card

  • Competitive Interest Rates
  • 0% Introductory APR for the first 12 billing cycles from the date the account is opened.
  • Balance transfer fee waived at time of account opening, 3% after.
  • Reward Points – Earn one point for every net dollar you spend.
  • State of the art Visa® Security

Unsecured Installment Loans

A fixed rate, fixed term loan is a perfect way to finance a home improvement, special event, or unplanned expense—without collateral.

  • Simple Application
  • Fixed Term, Fixed Rate
  • No Collateral Needed

Installment Loans Secured by CD or Savings Account

If you have an American Community Bank CD or savings account, you can use it as collateral for a loan—meaning you get a lower annual percentage rate without touching your savings.

  • Expedited Funding
  • Simple Application
  • Fixed Term, Fixed Rate

Auto Loans

Whether you are looking to purchase a new car or looking for an economical solution by purchasing a used car, an auto loan with American Community Bank can help finance the purchase. We offer competitive fixed rates for a fixed period of time.